FUNDSHOME LIMITED – PRIVACY POLICY (UPDATED 2026)
This Privacy Policy explains how Fundshome Limited (“Fundshome”, “we”, “us”, or “the Company”) collects, uses, stores, processes and protects the personal data of individuals who use our services. Fundshome Limited is a licensed financial institution committed to bridging financial gaps and providing access to nano, micro, MSME and personal financial services through physical and digital lending channels. Customer growth and satisfaction remain our core priority.
Personal data refers to any information relating to an identified or identifiable natural person. This includes information such as name, identification numbers, location information and other factors specific to an individual's identity. Fundshome acts as the Data Controller for all personal data processed in accordance with this Privacy Policy. We collect only the personal data needed to respond to your enquiries, provide you with requested services and manage your account in line with applicable regulations.
Fundshome does not share, sell, rent or trade your personal information with third parties for promotional purposes. Personal data is disclosed only to trusted service providers who assist in delivering our services and who are bound to process such information in compliance with relevant data protection regulations and Fundshome’s confidentiality standards.
Fundshome collects personal data when you engage with us, open an account, interact with our staff, take part in surveys or when you apply for our services through physical or digital channels. Information collected includes your name, address, phone number, username, password, next of kin details, photograph where provided, and date of birth where necessary. The Company no longer processes device-level information such as IMEI, MAC address, browser type or IP logs as part of loan processing activities.
We process your personal data in line with our legal obligations, to fulfil contractual relationships with you and for legitimate business purposes that do not override your privacy rights. These purposes include providing our financial services, ensuring the proper functioning of our systems, maintaining security, conducting analysis to improve our services and developing new service offerings.
Fundshome may retain communications you send to us to process enquiries or improve service delivery. Personal data may be retained in line with NDPR/NDPA and CBN data retention requirements, including for auditing, legal or review purposes. The duration of retention depends on the type of information and relevant financial sector requirements.
Fundshome collects your personal data for the purpose of providing loan services. When you apply for a loan or other service requiring registration, we collect the information necessary to create and manage your account. We ensure that the personal data collected is used only for the purposes for which it was obtained and in accordance with applicable legal requirements. Marketing communication is optional and subject to your explicit consent.
You may exercise your privacy rights including access, rectification, deletion, objection to processing, withdrawal of consent and portability. Requests to exercise your rights may be sent to the Data Protection Officer using the contact details provided at the end of this Policy. Withdrawal of consent does not affect the lawfulness of previous processing carried out under valid consent.
Fundshome uses cookies solely to improve your browsing experience on our website and to enhance site performance. By using our website, you consent to the use of cookies in line with this Privacy Policy.
Fundshome may share personal data where necessary to comply with the law, enforce our terms, detect fraud, respond to technical issues or protect the rights and safety of the Company and its users. Personal data may also be transferred in the event of a merger, acquisition or asset transfer. Any third parties receiving your information are required to process it securely and in accordance with FundsHome' s instructions.
Personal data may be transferred or stored in countries where Fundshome operates, provided such transfers comply with NDPR/NDPA requirements. Safeguards will be applied to ensure secure handling of your data.
You may request confirmation of the personal data Fundshome holds about you and how it is processed, including the purpose of processing, legal basis, categories of data, recipients, international transfers, retention periods and your rights. You may also request details of automated decision-making or profiling where applicable.
If you have questions or concerns regarding this Privacy Policy, please contact us at our official address:
Fundshome Limited, MyYaba Mall, Herbert Macaulay Way, Sabo Bus Stop, Sabo Yaba, Lagos, Nigeria.
Email: fundshomeltd@gmail.com
To contact our Data Protection Officer, kindly address your request to:
The Data Protection Officer
Email: dpo@fundshomeng.com
