Terms

TERMS AND CONDITIONS

Last Updated: January 2026

These Terms of Use (“Terms”) govern your access to and use of the FundsHome Ltd (“FundsHome”, “we”, “our”, “us”) website, platforms, and online services. By accessing or using this website or our USSD, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.


1. About FundsHome Ltd

FundsHome Ltd is a Nigerian fintech company providing digital financial solutions, including accounting support services, loan products, payment services, and related technology-enabled financial tools.


2. Eligibility

By using this website or USSD, you confirm that you:
a. Are at least 18 years old;
b. Have the legal capacity to enter into agreements;
c. Are using the website for lawful purposes only.


3. Acceptance of Terms

Your continued access or use of this website constitutes acceptance of these Terms, our Privacy Policy, Cookie Policy, and any additional terms that may apply to specific services.

FundsHome reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.


 4. Permitted Use

You may use the website or USSD solely for:

  • Accessing information about FundsHome products and services.
  • Contact us for support or enquiries.
  • Applying for fintech or accounting services.
  • Managing user accounts or loan applications where applicable.

You agree not to use the website for any fraudulent, unlawful, or abusive activity.


5. Prohibited Activities

You agree not to:
a. Attempt to gain unauthorized access to our systems;
b. Use the website or USSD in a way that may damage, overload, or impair it;
c. Reverse engineer, copy, or modify website content or source code;
d. Upload harmful code, malware, or automated scripts;
e. Harvest or collect data from the website without permission;
f. Impersonate any person or misrepresent affiliation with FundsHome.


6. User Accounts

Certain services may require creating a user account. You agree with:

  • Provide accurate and complete information.
  • Maintain confidentiality of your login credentials.
  • Notify us immediately of unauthorized account access.

FundsHome is not liable for losses arising from user negligence regarding account security.


 7. Intellectual Property

All content on this website—including trademarks, text, graphics, software, data, logos, images, and design elements—is the exclusive property of FundsHome Ltd or its licensors.

You may not copy, reproduce, distribute, sell, modify, or create derivative works without our written permission.


8. Third-Party Links

The website may contain links to third-party websites or services. FundsHome does not endorse, control, or accept responsibility for third-party content, policies, or practices. You access such links at your own risk.


9. Privacy and Data Protection

Your use of this website or USSD is subject to our Privacy Policy, which outlines how we collect, use, disclose, and protect personal data in accordance with the Nigeria Data Protection Act (NDPA 2023) and applicable regulations.

FundsHome implements technical and organizational measures to safeguard data processed through our website and platforms.


10. Cookies

We use cookies and similar technologies for site operation, analytics, service improvement, and security. Your choices regarding cookies are governed by our Cookie Policy.


11. Disclaimers

a. All content on this website is provided “as is” without warranties of any kind, express or implied.
b. FundsHome does not guarantee:


  • uninterrupted website access,
  • error-free functionality,
  • accuracy or completeness of content.
    c. We do not provide financial advice unless explicitly stated.


12. Limitation of Liability

To the fullest extent permitted by law, FundsHome Ltd shall not be liable for any:

  • indirect, incidental, consequential, punitive, or special damages.
  • loss of data, profits, revenue, or business.
  • damages resulting from unauthorized access, system failure, viruses, or user reliance on website content.

Your sole remedy for dissatisfaction with the website is to discontinue its use.


13. Indemnity

You agree to indemnify and hold harmless FundsHome Ltd, its directors, employees, and partners from any claims, damages, losses, or liabilities arising from:

  • your misuse of the website,
  • your breach of these Terms,
  • your violation of applicable laws or third-party rights.


14. Suspension or Termination

FundsHome may suspend or terminate your access to the website at any time, without notice, if:

  • you breach these Terms,
  • your actions pose security or compliance risks,
  • required by law or regulatory authorities.


 15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of Nigerian courts.